Public company intelligence preview
ECB BANCORP INC
20 insider trades surfaced from the last year. This page shows only aggregate signals, not the underlying transactions, people, filings, filters, or AI workspace.
Snapshot
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Insider compensation
Public aggregate: $783703.93 average total compensation across covered insiders.
Governance movement
Public aggregate: 1 governance events in the last year.
Institutional ownership
Public aggregate: 50 holders from the latest quarter.
Restricted sales and governance
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The full product opens the underlying filings, insider context, historical holdings, comparison tools, and AI analysis.
Market context
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Company note
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Company Overview
ECB Bancorp Inc. is the bank holding company for Everett Co-operative Bank, a Massachusetts community bank serving the greater Boston area through three full-service branches. Its core business is traditional regional banking, with a loan book centered on residential real estate, multifamily, commercial real estate, construction, home equity, and commercial/business lending. Recent filing summaries show strong balance-sheet growth, with loan expansion and higher earning assets driving a meaningful increase in net income and net interest margin. The company remains highly tied to local credit conditions, deposit competition, and real estate market trends in Massachusetts.
Executive Compensation Practices
For a regional bank like ECB Bancorp, executive compensation is often closely tied to profitability, asset growth, asset quality, and regulatory capital strength rather than pure revenue growth. Based on the filings, likely pay drivers include net interest margin, loan production in commercial real estate and multifamily segments, deposit growth, non-performing asset levels, and compliance with capital and liquidity thresholds. The strong 2025 improvement in net income, book value per share, and well-capitalized status would likely support incentive compensation, but risk management remains important because the bank is sensitive to CECL reserve assumptions, interest-rate changes, and funding mix. In the financial services sector, especially among Banks - Regional, compensation programs typically balance growth targets with conservative credit and liquidity metrics to avoid encouraging excessive risk-taking.
Insider Trading Considerations
Insider trading patterns for ECB Bancorp may be influenced by earnings sensitivity to loan growth, funding costs, and interest-rate movements, since management’s results can shift materially with margin expansion or deposit retention. Because the company operates in a highly regulated banking environment, insiders may face tighter blackout windows around quarterly results, capital planning, and material credit or liquidity developments. Trading activity may also reflect confidence in local real estate markets and credit quality, since the loan portfolio is concentrated in residential, multifamily, and commercial real estate. For researchers and traders, insider purchases or sales could be especially informative when they occur around changes in deposit mix, loan growth trends, or expectations for net interest margin and CECL provisioning.
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