Financial Disclaimer

Important Notice

PLEASE READ THIS DISCLAIMER CAREFULLY BEFORE USING INSIDERORACLE. BY ACCESSING OR USING OUR PLATFORM, YOU ACKNOWLEDGE AND AGREE TO THE TERMS OF THIS DISCLAIMER.

1. Not Investment Advice

InsiderOracle does not provide investment, financial, legal, or tax advice. The information provided through our platform is for informational and educational purposes only and should not be construed as:

• Investment advice or recommendations
• An offer to buy or sell securities
• A solicitation of any investment strategy
• Financial planning or advisory services
• Legal or tax guidance

All investment decisions should be made based on your own evaluation of your financial circumstances, investment objectives, risk tolerance, and liquidity needs. You should consult with qualified professionals, including licensed financial advisors, tax professionals, and attorneys, before making any investment decisions.

2. Information Purposes Only

InsiderOracle is a data aggregation and analysis platform that provides access to publicly available information about:

• Insider trading activity (Form 4 filings)
• Executive compensation data
• Institutional holdings (13F filings)
• Restricted stock sales (Form 144 filings)
• 10b5-1 trading plans
• Corporate governance events (Form 8-K filings)
• Board of directors information
• Company financial metrics and market data

This information is presented to help users conduct their own research and analysis. It is not intended to recommend or endorse any particular security, transaction, or investment strategy.

3. Data Accuracy and Completeness

3.1 Data Sources

Our platform aggregates data from publicly available sources, including but not limited to:

• U.S. Securities and Exchange Commission (SEC) filings
• Public market data providers
• Company disclosures and press releases

3.2 No Guarantee of Accuracy

We do not guarantee the accuracy, completeness, timeliness, or reliability of any data or information displayed on our platform. While we make reasonable efforts to ensure data quality, errors, omissions, or delays may occur due to:

• Errors in source documents or filings
• Data processing and parsing errors
• Delays in filing submissions or data availability
• Technical issues or system failures
• Changes or amendments to previously filed documents

3.3 Verification Responsibility

You are solely responsible for verifying the accuracy of any information obtained from our platform before relying on it. We strongly recommend cross-referencing data with official SEC filings and other authoritative sources, such as the SEC's EDGAR database.

3.4 Data Delays

Market data and SEC filing information may not be real-time and may be subject to delays. Price quotes, trading volumes, and other market metrics should not be relied upon for time-sensitive trading decisions.

4. AI-Generated Content

Our platform includes an AI-powered chat assistant that uses artificial intelligence to analyze and interpret financial data. Users should be aware that:

• AI responses are not financial advice and should not be treated as such
• AI-generated analysis may contain errors, inaccuracies, or incomplete information
• AI models can "hallucinate" or generate plausible-sounding but incorrect responses
• AI interpretations are based on patterns in data and may not reflect current market conditions
• AI analysis should be independently verified before making any decisions

The AI assistant is a tool to help users explore and understand data more efficiently, but it is not a substitute for professional analysis or advice.

5. Investment Risks

All investments involve risk, including the potential loss of principal. You should be aware that:

• Past performance does not guarantee future results
• Insider trading activity does not predict stock price movements
• Insiders may trade for reasons unrelated to company performance (e.g., diversification, tax planning, personal financial needs)
• Executive compensation data reflects historical decisions and may not indicate future company performance
• Institutional holdings can change rapidly and may not reflect current positions
• Market conditions, economic factors, and company-specific events can impact investment outcomes unpredictably

Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for your portfolio.

6. No Endorsement

The inclusion of any company, security, or data point on our platform does not constitute an endorsement, recommendation, or opinion about that company or security. We present information about thousands of companies in a neutral, factual manner.

Any examples, case studies, or hypothetical scenarios presented are for illustrative purposes only and do not represent actual results or guaranteed outcomes.

7. Third-Party Information

Our platform may include links to third-party websites, data, or content. We do not endorse or assume any responsibility for the accuracy, completeness, or reliability of any third-party information. Users access third-party content at their own risk.

8. Regulatory Compliance

InsiderOracle is not a registered investment advisor, broker-dealer, or financial institution. We are a technology platform providing data aggregation and analysis tools. Our platform does not:

• Manage investment portfolios
• Execute trades on behalf of users
• Hold customer funds or securities
• Provide personalized financial recommendations

Users are responsible for ensuring their use of our platform and any investment decisions they make comply with applicable laws and regulations in their jurisdiction.

9. Forward-Looking Statements

Any forward-looking statements, projections, or predictions presented through our platform (whether in data, analysis, or AI-generated content) are subject to risks and uncertainties. Actual results may differ materially from those expressed or implied. Forward-looking information should not be relied upon as a guarantee of future performance.

10. Insider Trading Laws

While our platform provides information about legal insider trading activity (as disclosed in SEC filings), users should be aware that:

• Trading on material, non-public information is illegal
• The mere fact that an insider traded does not mean you have material non-public information
• Insider trading disclosures are made after transactions have occurred
• You are responsible for ensuring your trading activities comply with all applicable securities laws

Our platform is designed to help users analyze publicly disclosed information, not to facilitate illegal trading activity.

11. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, INSIDERORACLE AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY DAMAGES, LOSSES, OR EXPENSES (INCLUDING LOST PROFITS, TRADING LOSSES, OR OPPORTUNITY COSTS) ARISING FROM:

• Your use of or reliance on information obtained from our platform
• Any errors, inaccuracies, omissions, or delays in data
• Any investment decisions made based on information from our platform
• Any interruption, suspension, or termination of our services
• Any third-party content or actions

See our Terms of Service for additional information about limitations of liability.

12. Professional Advice

You should consult with qualified professionals before making any investment decisions. This includes, but is not limited to:

• Financial Advisors: For investment strategy and portfolio management
• Tax Professionals: For tax implications of investment decisions
• Attorneys: For legal matters related to securities and investments
• Accountants: For financial planning and record-keeping

Professional advisors can provide personalized guidance based on your specific financial situation, goals, and risk tolerance.

13. Changes to This Disclaimer

We may update this Financial Disclaimer from time to time. Changes will be posted on this page with an updated "Last Updated" date. Your continued use of the platform after any modifications indicates your acceptance of the updated disclaimer.

14. Questions and Contact

If you have questions about this Financial Disclaimer or the information presented on our platform, please contact us at:

Email: admin@insideroracle.com

15. Acknowledgment

BY USING INSIDERORACLE, YOU ACKNOWLEDGE THAT:

• You have read and understood this Financial Disclaimer
• You agree to use our platform for informational purposes only
• You will not rely solely on our platform for investment decisions
• You will consult with qualified professionals before making investment decisions
• You accept full responsibility for your investment decisions and their outcomes
• You understand that all investments involve risk, including the potential loss of principal