Public company intelligence preview
MAGYAR BANCORP INC
14 insider trades surfaced from the last year. This page shows only aggregate signals, not the underlying transactions, people, filings, filters, or AI workspace.
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Insider compensation
Public aggregate: $763300.37 average total compensation across covered insiders.
Governance movement
Public aggregate: 0 governance events in the last year.
Institutional ownership
Public aggregate: 23 holders from the latest quarter.
Restricted sales and governance
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The full product opens the underlying filings, insider context, historical holdings, comparison tools, and AI analysis.
Market context
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Company note
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Company Overview
Magyar Bancorp Inc. is a New Jersey-based regional bank holding company that operates Magyar Bank, a community-focused savings bank serving retail depositors and small- to medium-sized businesses in central New Jersey. Its business is traditional banking: gathering deposits and deploying them into loans and securities to earn net interest income and fee income. The latest filings show a relatively small but growing balance sheet, with assets just above $1.0 billion and strong recent loan and deposit growth. The loan book is concentrated in commercial real estate and residential mortgages, which makes local real estate markets and New Jersey economic conditions especially important to performance.
Executive Compensation Practices
For a bank like Magyar Bancorp in the Financial Services sector and Banks - Regional industry, executive pay is typically tied to profitability, asset growth, credit quality, and capital strength rather than revenue growth alone. The filing results suggest compensation incentives likely emphasize net interest margin expansion, loan growth in core lending categories, deposit gathering, and disciplined credit management, since those are the main drivers of earnings. Because non-interest expense control was highlighted, management may also be rewarded for operating efficiency, branch rationalization, and maintaining strong capital and liquidity ratios. In smaller community banks, equity-based awards and stock ownership guidelines are also common, aligning executives with book value growth and long-term shareholder returns.
Insider Trading Considerations
Insider trading patterns at a regional bank like Magyar Bancorp are often influenced by earnings sensitivity to interest rates, deposit competition, and commercial real estate concentration. Executives and directors may be especially cautious around blackout periods because quarterly results can move meaningfully on small changes in net interest margin, credit loss provisions, or loan growth. Since the company’s performance depends heavily on local CRE values and borrower credit quality, insiders may have material nonpublic insight into underwriting trends, loan pipeline strength, and reserve adequacy. Researchers and traders should also watch for trades around regulatory developments, capital planning, or liquidity shifts, since bank insiders often have limited windows to trade due to FDIC, state banking oversight, and internal compliance restrictions.
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