Public company intelligence preview
OAK VALLEY BANCORP
98 insider trades surfaced from the last year. This page shows only aggregate signals, not the underlying transactions, people, filings, filters, or AI workspace.
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Insider compensation
Public aggregate: $625255.88 average total compensation across covered insiders.
Governance movement
Public aggregate: 2 governance events in the last year.
Institutional ownership
Public aggregate: 73 holders from the latest quarter.
Restricted sales and governance
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Company note
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Company Overview
Oak Valley Bancorp is the bank holding company for Oak Valley Community Bank, a California state-chartered, FDIC-insured regional bank serving individuals and small- to medium-sized businesses in the Central Valley and Eastern Sierra regions. Its business is centered on community banking, with most loans and deposits coming from the Central Valley and a portfolio heavily concentrated in commercial real estate and related lending. The company has grown through core deposit gathering, relationship-based lending, and expansion of its branch network across California. Recent filings show solid balance sheet growth, strong liquidity, and generally stable credit quality, though results remain sensitive to local real estate conditions and regional economic trends.
Executive Compensation Practices
For a regional bank like Oak Valley Bancorp in the Financial Services sector and Banks - Regional industry, executive compensation is typically tied to balance sheet growth, net interest margin, credit quality, profitability, and regulatory capital strength. The filing summaries suggest that pay incentives would likely emphasize core deposit growth, loan production, disciplined underwriting, and maintaining strong asset quality, since those are the main drivers of earnings and risk management in this business. Because net income was pressured in 2025 by higher staffing, technology, and occupancy costs, compensation metrics may also reflect efficiency and expense control, not just top-line growth. In banking, long-term incentives often incorporate compliance and risk outcomes, given the importance of capital ratios, loan concentrations, and supervisory oversight by the FDIC, Federal Reserve, and state regulators.
Insider Trading Considerations
Insider trading patterns in a regional bank like Oak Valley Bancorp may be influenced by interest-rate sensitivity, loan growth trends, and local commercial real estate exposure. Executives and directors may be especially attentive to earnings visibility around net interest margin, deposit costs, and credit quality, since even a single large problem loan can materially affect a bank of this size. The company’s strong liquidity and capital position may reduce balance-sheet stress, but the concentration in California real estate and sensitivity to Fed rate changes could create trading activity around quarterly results, rate cuts, and asset-quality developments. As with most banks, insiders also face trading restrictions around earnings releases, regulatory updates, and material nonpublic information tied to loan performance or examination outcomes.
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